Maybe your homeownership dream is set in the open countryside. Or maybe you have grown tired of city life. No matter the reason, if you prefer to plant your roots in a rural area, then you may be a perfect fit for a USDA loan. The desire to live in spacious and remote locations has increased, as has the opportunity to do so. With this loan backed by the United States Department of Agriculture, you can purchase a home in qualifying rural areas with zero down payment and the added possibility of financing your closing costs. It’s time to escape the city and own the countryside home you have always wanted!
Upfront funding fee financed Annual fee required Up to 6% seller contribution
*This communication is for informational purposes only, this is not a commitment to lend. Individual buyer's financial circumstances may be different and may result in different interest rates, costs, and payments. All programs are subject to change or cancelation at any time and without notice. Please consult your licensed Loan Originator to learn more about mortgage products, your eligibility, and ask for an official Loan Estimate before choosing your loan.
I really appreciated the easiness and the openness of communication throughout the whole process.
The willingness to answer questions and simply explain procedures without making us feel inferior in any way.
It was a complete pleasure to work with your entire team.
We appreciate the level of communication we received. This was our first experience buying a home. It can be a very confusing process. We could ask anything without feeling any judgement that our questions were silly or stupid. And finally, we are thrilled that we were able to make this all happen.
Otto Kobler and his team treated us with Kid gloves, from the initial stage of the loan process through funding. All worked hard to find us the best interest rate and most beneficial terms. We highly recommend Otto, his team, and Summit Funding for all your business, residential, and personal loan needs.
As a first time home buyer, we had a lot of questions but those questions were answered in a very quick and timely manner. They were able to give us the best advice to make it a great experience as possible. Also Mary and her team were awesome in helping us be able to close early
Both Robyn and AnnMarie were awesome. I appreciated how AnnMarie kept us updated throughout the process. She was always clear with the timeline and responded to our questions in a knowledgeable, timely way. I wish I had more friends in Oregon to refer to you all!
Tom Merritt did it again! Tom made the entire process for my Client, a first-time home buyer, as smooth as possible. Tom consistently presents the entire Team with thorough communication concerning all of the items and processes along the way, and and he ALWAYS closes my clients on time.
620 with manual underwrite