USDA requires 0% down payment and the possibility of financing your closing costs. Great for borrowers looking to become a homeowner in qualifying rural areas.
Upfront funding fee financed Annual fee required Up to 6% seller contribution
*This communication is for informational purposes only, this is not a commitment to lend. Individual buyer's financial circumstances may be different and may result in different interest rates, costs, and payments. All programs are subject to change or cancelation at any time and without notice. Please consult your licensed Loan Originator to learn more about mortgage products, your eligibility, and ask for an official Loan Estimate before choosing your loan.
Cristina was amazing to work with! Anytime something came up she provided us with everything we needed to know and this was the quickest mortgage loan we have ever had. Whenever we had questions there was no wait, she was always there and we couldn’t have asked for anyone better!
We can’t believe the experienced this company has did for us. They treated us like family and worked with us 24/7. I would recommend Summit Funding to all of my family and friends. If you want things to be done right with care and respect Summit is the one for you.
Jen helped me purchase my first home in 2009 & I have been working with her exclusively since then. Very pleasant experience working with Jen & the team as per usual. They work fast & efficiently to provide the best service possible. Thank you once again! :)
The communication throughout the loan process, I like being informed. The office is great to work with, Todd has a great team.
I used Todd's team for my purchase and refinance. Todd watched the rates and when it made sense for me to refinance Todd reached out to me, it was very easy.
Ari made the loan process so easy. He was prompt and always an email or phone call away with any questions. He’s knowledgeable and was able to have my loan funded in a very short amount of time! He worked well with my realtor and I felt supported every step of the way!
Linus and his Team have been terrific through this process. They established secure transaction and documentation protocols, treated me as if I were buying a five million dollar mansion instead of my little two bedroom retirement snug, and were always courteous, friendly and professional. The best experience I could have had. Thank you so much!
620 with manual underwrite