If you are looking for a loan with major purchasing power, then consider a Conventional loan. This versatile loan varies on the required down payment but allows for the purchase of primary homes, vacation homes, and investment properties. Let us show you the many options open to you with Conventional loans.
620 minimum FICO or 640 with mortgage insurance Contact your mortgage insurance company for details
Down Payment.
3% minimum
Occupancy.
Primary residence, second home, and investment properties
Other Highlights.
No mortgage insurance with 20% down 100% gift funds allowed Up to 9% seller contribution
*This communication is for informational purposes only, this is not a commitment to lend. Individual buyer's financial circumstances may be different and may result in different interest rates, costs, and payments. All programs are subject to change or cancelation at any time and without notice. Please consult your licensed Loan Originator to learn more about mortgage products, your eligibility, and ask for an official Loan Estimate before choosing your loan.
We were appreciative of summits professionalism through out the loan process. We were a little surprised at how long the refinance took but since we were not in a rush for funds this was not a major issue for us. Over all we were very pleased with the team at summit
Veronica and Carmel are amazing at what they do!! They communicate thoroughly and work hard around the clock to make sure clients are happy and receive nothing but the best In all areas!! Would highly recommend Team Quintanilla to any family or friend!
From the first day i started this process, the team at summit funding was great! I thought the home buying process would be stressful, but this team proved me wrong! Next time I’m in the market for purchasing a home, i know who I’ll be contacting!
Linda made the entire process so effortless and pleasant. She possesses a great deal of patience, is exceptionally professional and kind as well. She explained everything thoroughly and made sure we were communicated with very promptly. She is a leader in her field!
Blake , David and Erin took on my client while in the middle of escrow after the last lender left us in the dust . They got him approved and saved the sale . Once approved it closed quicker then I have ever seen. Thank you all for everything. You’ve forever won my business!!!
Always prompt replies when I called. We were grateful to Stacy from Redding office, who drove to Red Bluff to expedite signing papers. You all made it an easy, pain free experience. I would definitely refer people to you! Thankyou!!!
Steven n Linda
620 minimum FICO or 640 with mortgage insurance