If you are looking for a loan with major purchasing power, then consider a Conventional loan. This versatile loan varies on the required down payment but allows for the purchase of primary homes, vacation homes, and investment properties. Let us show you the many options open to you with Conventional loans.
620 minimum FICO or 640 with mortgage insurance Contact your mortgage insurance company for details
Down Payment.
3% minimum
Occupancy.
Primary residence, second home, and investment properties
Other Highlights.
No mortgage insurance with 20% down 100% gift funds allowed Up to 9% seller contribution
*This communication is for informational purposes only, this is not a commitment to lend. Individual buyer's financial circumstances may be different and may result in different interest rates, costs, and payments. All programs are subject to change or cancelation at any time and without notice. Please consult your licensed Loan Originator to learn more about mortgage products, your eligibility, and ask for an official Loan Estimate before choosing your loan.
Working with grace was very good, she was so helpful, & knowledgeable!! Would highly recommend her! Thank you Grace for all your help in making it such a smooth process, she always was there for us and followed through when she said she would which we really appreciated! Great job Grace
LaMont and Kelly were great to work with. Quick to respond and proactive on communicating. They prepped me well on the process and what to expect. I was actually surprised at the end when it went even smoother than they had made it sound. It almost seemed too easy...I'm sure they were working hard behind the scenes to make it feel that way for me.
Summit has been nothing but a pleasant experience for my wife Amy and I. We bought are home 2 1/2 years ago and are already refinanced at a great new rate. We can’t complain. Your team made it all possible and worked with us to make our needs be met. And we love our house!
Not only did Summit Funding prove to be the most competitive lender, but also Holden and his team demonstrated a genuine passion for customer service, guiding me every step of the way and remaining immediately and fully available for questions. I felt like their most valuable customer throughout the whole loan process!
Although our loan was challenging at times, it's the effort that was given on the final days that really mattered .
I write this review in my new home knowing that everyone on the team made this happen...Daniel Ford, Ashley Sellers and especially Derrick who personally walked it to the end .
Thanks again!
Mark and his Team were excellent in communication. I received a weekly update from Mark on my Buyers loan and where it was in the process during escrow. Our escrow was unique, extended, and challenging. Mark and his Team were true professionals during the entire process. I highly recommend them!
620 minimum FICO or 640 with mortgage insurance