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New Gov’t HARP 2.0 Refi Program

Freddie Mac and Fannie Mae have adopted changes
to the Home Affordable Refinance Program (HARP)
and you may be eligible to take advantage of these changes.

If your mortgage is owned or guaranteed by either
Freddie Mac or Fannie Mae, you may be eligible to
refinance your mortgage under the enhanced and
expanded provisions of HARP.

                                                No LTV Restrictions on Primary Homes
                                                One Mortgage Late in the last 12 Mo’s is OK
                                                2^nd Homes & Investment Props may qualify
                                                Subordinated Second Mortgages OK

You can determine whether your mortgage is owned by
either Freddie Mac or Fannie Mae by checking the
following websites:

www.freddiemac.com/mymortgage
www.fanniemae.com/loanlookup/